UPI, Card & Cash
Payment Reconciliation
Your POS says ₹1.2 lakh. The bank shows ₹1.15 lakh. Where's the ₹5,000? Stop guessing. Reconcile every payment type, every shift.
Start Reconciling FreeThe reconciliation headache
UPI confusion
Customer shows "payment successful" but your UPI app doesn't reflect it. Did it go through? Was it the right amount? With 50+ UPI transactions a day, tracking is impossible manually.
Settlement delays
Card payments take T+1 or T+2 to settle. Swiggy pays weekly. By the time money hits your account, you've forgotten which transactions it maps to.
Aggregator cuts
Zomato takes 20-25%. Swiggy takes similar. But after GST on commission, actual deductions are confusing. Most owners don't verify — and lose money quietly.
How Payment Reconciliation Works
Enter POS Totals
Log your POS or billing system totals by payment type — cash, UPI, card, online.
Enter Collections
Enter actual amounts — cash count, UPI settlements, card deposits, aggregator payouts.
See Variances
Instantly see the difference per payment type. Green for match. Red for mismatch.
Investigate & Resolve
Drill into mismatches. Mark them as resolved with notes. Build a complete audit trail.
Every Payment Type, One Dashboard
Cash Reconciliation
Match POS cash sales with actual cash in the drawer. The most common source of variance — and the easiest to track with the right tool.
UPI Tracking
Log all UPI payments (GPay, PhonePe, Paytm). Compare with your UPI app settlements. Catch failed or partial transactions.
Card Settlements
Track card payment totals against bank settlements. Account for T+1/T+2 delays. Never miss a missing settlement.
Online Order Payouts
Track Swiggy and Zomato order totals against their weekly payouts. Verify commissions. Ensure you're getting paid correctly.
The Real Cost of Not Reconciling
In a restaurant doing ₹5 lakh/month in sales with 60% digital payments, even a 2% reconciliation gap means ₹6,000 lost monthly. Over a year, that's ₹72,000 — and for many restaurants, it's much higher because they simply don't check.
The biggest risk isn't intentional fraud — it's honest mistakes that compound. A UPI payment marked as cash. A card transaction that was voided but the refund never came. An aggregator deducting higher commission than agreed.
Restaurant Daily makes reconciliation a 2-minute daily habit instead of a monthly headache. When you reconcile daily, problems stay small and fixable.
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